Tag: visual art terms

Households now owe more than Canada’s entire GDP, the housing agency warns

Canadian households are more in debt than those in any other G7 country, and the amount they owe is now more than the value of the country’s entire economy.

That was one of the main takeaways of a new report from Canada’s housing agency, the Canada Mortgage and Housing Corporation, which backstops much of the country’s housing market via mortgage insurance.

In a report published Tuesday, the CMHC’s deputy chief economist Aled ab Iorwerth said Canada’s economy is more at risk to whatever crises may arise because of how much debt Canadian households have racked up.

“Canada’s very high levels

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Montgomery County schools consider a financial literacy graduation requirement

The Montgomery County school board is considering requiring a financial literacy course to graduate, joining a growing number of school systems intent on providing students with skills to make better money decisions later in life.

The school system currently offers lessons in elective courses including personal finance and financial mathematics.

In Maryland, there is no statewide financial literacy graduation requirement, but the state has required since 2011 that school systems introduce some method of financial literacy instruction to third- to 12th-graders — whether it is embedded in a math class or other course, or as

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Should You Hire a Consultant for Your Small Business?

As a small business owner, you may want to do it all, from managing staff to overseeing your product line. And you may be the person who personally signs every check your business issues and pays the credit card bill every month.

But that doesn’t mean you can’t benefit from the perspective of an outside professional. And so you may be at the point where you’re thinking of hiring a consultant to assess your business and make recommendations for improvements.

Of course, the only real downside to going this route is the cost involved. But if you’re willing to make

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Fellowship awards, Trig-Stars and scholarships: Education news

GBCC student receives Newman Civic Fellowship

Louis Fowler

Louis Fowler

PORTSMOUTH — Louis Fowler, a first-year business marketing major at Great Bay Community College, has received a Newman Civic Fellowship, a national year-long scholarship program that recognizes and supports student problem-solvers with leadership qualities.

Fellows are nominated based on their potential for public leadership and their work with communities. The program is sponsored by Campus Compact, a national non-profit organization dedicated to higher civic education and community engagement. Throughout the fellowship year, Campus Compact provides students with on-site and remote educational opportunities to improve their skills and develop strategies for social change,

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Management Options for Knee Osteoarthritis

May 25, 2023 · 2:22 AM

Photo credit: Steven Paul Parker II

Dr. Howard J. Luks is an orthopedist who published a reasonable and fairly comprehensive article on knee osteoarthritis management. Thankfully, knee replacement surgery is the last resort for this surgeon. He discusses exercise, tai chi, diet, yoga, knee injections, NSAIDs, ice, heat, etc.

Osteoarthritis of the knee is a prevalent health issue. Despite a diagnosis of arthritis of the knee, the majority of you can live an active, happy life. But you’ve heard awful phrases used to describe your Xrays– phrases like Bone on Bone, bone spurs, degeneration,

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US banks rethink social media as a threat, not a marketing tool

Bankers are beefing up risk management, monitoring and emergency procedures around the use of social media after an internet-fueled run toppled Silicon Valley Bank two months ago and sparked turmoil in the industry.

In board rooms across the United States, executives are devising programs and plans to counteract online threats including rumors around the health of the banks that could lead to deposit outflows or weigh on the stock, according to seven banking industry executives and analysts.

The efforts, which have not been previously reported, underscore banks’ urgent efforts to adapt to changing times, prevent depositors from sparking a bank

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Why rethinking retirement might help solve Canada’s demographic crunch

Cross Country Checkups1:53:00FULL EPISODE: What did you do when you were being pushed into retirement?

Aveleigh Kyle retired as an intensive care (ICU) nurse nine years ago. It was a difficult job and the night shifts were taking their toll.

She stayed in the field part time, but now in her 60s — and having spent most of the COVID-19 pandemic helping administer vaccines — she’s back in the ICU at the Kingston Health Sciences Centre.

Her arrangement with the department means no more nights and flexible shifts, but Kyle’s there with her experience when new grads at

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How Explainer Videos Can Help You Stand Out

Opinions expressed by Entrepreneur contributors are their own.

According to Clutch, 64% of small businesses have a digital footprint on the web, and each is trying to win as many customers as possible. Moreover, thousands of businesses come to the web daily to make their mark.

Yes. The digital market is nearly saturated, making it hard for businesses to stay unique and attract customers. However, based on current trends, it is likely that the market in 2023 will continue to be highly competitive and crowded, with a proliferation of new products and services being launched regularly.

So, how do you

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